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Türkiye'de Kumbara

Yayınlandı Mart 29, 2022

Türkiye'de kumbara ile birikim yapmamalısınız. Neden mi?

Ülkemizde her gün 10 lira bütçe ile kumbaraya para atarak tasarruf ettiniz. Sizle aynı zamanda biriside günde 10₺ bütçe ile a4 kağıt almaya başladı.

Sizin 1 yıl boyunca her gün 10₺ atarak yıl sonunda 3650₺ birikim yaptığınızı düşünelim. Bugün kumbarayı açtık diyelim. En ucuzu 65₺ olan a4 kağıttan 56 tane alırız. Hadi toptan aldık indirimler 60 adet alırız. Gelelim diğer senaryoya.

A4 kağıt biriktiren kişi 1 yıl önce bugün 3 günlük birikimi ile 2 top kağıt alıyordu. Yani ayda 20 top kağıt. neredeyse 6 ay bu şekilde alabildi ve fiyatlar artmaya başladı alım gücüne göre hemen ay ay listeleyelim.

1. ay 20 top

2. ay 20 top

3. ay 20 top

4. ay 20 top

5. ay 20 top

6. ay 20 top

7. ay 15 top

8. ay 12 top

9. ay 9 top

10. ay 7 top

11. ay 5 top

12. ay 4 top

Toplam 172 top kağıt alır. Kumbaraya oranla toplam 112 adet fazla.

Bu da günümüzde 11.524₺ yapmaktadır.

O yüzden Türk Lirası cinsinden kumbara ile tasarruf etmek bu dönemde mantıklı değil. Umarız eski günlerdeki gibi mantıklı olur.

Tabi stokçu olup 3650 liraya gecen yıl 243 top kağıt alabilirdiniz.

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